Saving Money the Smart and Easy Way

When it comes to our personal finances, we can find our selves understandably deeply invested in our future. (Get it?) However, saving money is hard, as there are several products and companies vying for our attention and, more importantly, our money. It can be a real slog to save money in a world designed from the ground up to rob you of your hard earned cold hard cash. However, there’s some good news in the form of some bad news, and that’s that you’ve been habitually over paying for products and services for years now, and this over paying is easier to avoid than you might think. Here are some tips to help you save money.

First and foremost, let’s talk about luxury items. We should all strive to cut frivolous purchases out of our budget to the fullest extent possible, though I know the importance of creature comforts in maintaining morale and mental health, so it’s not advised to cut out all luxury spending. However, this means that you may want to hold off on those Pumas you’ve been waiting for just a little longer. We’re often bullied into buying things we don’t need and being made to think we need things we simply don’t, and that wreaks havoc on our wallets and bank accounts if we’re not careful.

Another way to save money is by simply spending money in a smarter way. For example, keep your eyes lower to the ground in grocery stores to find off brand products that can save you money and are almost always just as good as the “real” thing. Big name brand products have exclusive rights to eye level shelves, so casual shoppers over spend by default. A more observant shopper can make a killing, however, simply by being vigilant. Then, there are coupons, sales, and other cost cutting offers to help you step up your savings to a whole new level. Eagle eyed shoppers can get most, if not all, of their shopping done at a deep discount by simply paying attention to sales.